
Will the 2027 Medicaid work rules affect you?
Starting in 2027, expansion-state adults must document 80 hours of monthly work or qualifying activity — with eligibility reviews every 6 months. Find out if you're affected, whether you're exempt, and exactly what to prepare.
CBO estimates roughly 11.8 million more uninsured people over the decade, with work requirements a major driver; other CBO-scored provisions account for additional coverage losses (estimates vary by provision scope).
Coming sooner — October 1, 2026: Medicaid eligibility narrows for many lawfully present immigrants (refugees, asylees, parolees, TPS, and more).
Check your categoryFour free tools, one goal: keep your coverage
Most people who lose coverage lose it to paperwork and bad timing, not to actual ineligibility. These tools are built to keep you ahead of the process — and to price your fallback options if you do lose Medicaid.
ACA Subsidy & Cliff Calculator
The enhanced credits expired and the 400% FPL cliff is back for 2026. Estimate your credit — and how to get back under the cliff.
Estimate my subsidy80 Hours vs $580 Calculator
Enter your wage and schedule flexibility — get the lowest-burden compliance path for the 2027 rules.
Run the calculatorState Implementation Timeline
When does your state start? How often will you be re-reviewed? Track all 16 covered states.
Medicaid work requirements by state — See timelinesExemption Self-Check + Reminders
A guided interview that checks every federal exemption — then sets your 6-month renewal reminders.
Check exemptionsSNAP Work Rules Self-Check
OBBBA raised SNAP's ABAWD age to 64 and removed veteran/homeless/foster-youth exemptions. See where you stand in 10 questions.
Check SNAP rulesNursing home care: does Medicaid pay, and when?
The three questions in order — when Medicaid pays for a nursing home, the 5-year look-back transfer penalty, and whether you need a lawyer. Plus your state's official long-term care entry point.
States we track in depth
Chosen for expansion population size, implementation history, and expected search demand. Every state page carries official sources and a verification date.
A 3.4-million-enrollee expansion state — and one of the states suing over the rule
HealthChoice Illinois — ACA Adult (MAGI) expansion
The longest-running active Medicaid work requirement in the country
Georgia Pathways to Coverage
The first state enforcing the OBBBA work requirement — denials have begun
Nebraska Medicaid (Heritage Health Adult expansion)
Fully enforcing since October 1, 2026 — the grace period has ended
Montana Medicaid expansion (HELP Act)
The state that ran the 2018 experiment — 18,000 lost coverage
ARHOME (Arkansas Health and Opportunity for Me)
A ballot-measure expansion state where the 2027 requirement lands on a large, recently enrolled population
MO HealthNet (Adult Expansion Group)
Non-expansion state: no work requirement applies — but one of the largest coverage gaps in the country
Florida Medicaid (no adult expansion)
Non-expansion state: no work requirement applies — but the largest coverage gap in the nation
Texas Medicaid (no adult expansion)
Non-expansion state with a work-requirement history: TennCare sought a waiver years before it was federal law
TennCare (no adult expansion)
Enforcement begins December 1, 2026 — the next state to watch
Iowa Health and Wellness Plan (Medicaid expansion)
The newest big expansion — 600,000+ enrollees facing their first work rules
NC Medicaid (expansion)
Three-quarters of a million expansion adults and an early-implementation signal
Ohio Medicaid (Group VIII expansion)
HIP 2.0 already ties coverage to member behavior — and FSSA has published a January 1, 2027 start
Healthy Indiana Plan (HIP 2.0)
Healthy Michigan's 700,000 adults — and a January 2027 start date the state has now published
Healthy Michigan Plan
The original HELP waiver state — the legal fight that shaped every later program
Kentucky Medicaid (expansion via kynect)
A high-poverty, high-churn expansion population — and an administration eager to move
Louisiana Medicaid (expansion)
The largest Medicaid program in the country has to layer the federal 80-hour rule onto more expansion adults than any other state
Medi-Cal
SoonerCare expanded in 2021 — one of the newest expansion states — and now takes on the same 2027 federal deadline as the founding states
SoonerCare
Apple Health expanded on the first day of the ACA — and Washington already knows how to run engagement-focused waiver programs
Apple Health (Washington Apple Health)
The Oregon Health Plan was a first-day ACA expansion — 2027 adds monthly hour-tracking to a mature, data-driven program
Oregon Health Plan (OHP)
Centennial Care expanded in 2014 and covers children to 300% FPL — one of the most generous children's programs in the country
Centennial Care (New Mexico Medicaid)
The unusual case: Wisconsin never expanded Medicaid, yet BadgerCare Plus covers adults up to 100% FPL — no coverage gap, and no 2027 work requirement
BadgerCare Plus
Alabama is one of the strictest non-expansion states: parents qualify only up to about 13% FPL, among the lowest in the country, and childless adults are not co
Alabama Medicaid
Alaska expanded in September 2015 and uses higher federal poverty guidelines than the lower 48 — the dollar figures on this site (computed for the 48 contiguous
Alaska Medicaid
Arizona runs Medicaid through AHCCCS — one of the oldest Medicaid managed-care programs in the country, in operation since 1982.
Arizona Health Care Cost Containment System (AHCCCS)
Colorado brands its Medicaid expansion as Health First Colorado, and its separate Children's Health Plan Plus (CHP+) also covers pregnant women up to 260% FPL.
Health First Colorado
Connecticut was an early expander (2010 under a waiver) and brands its Medicaid HUSKY A and its separate CHIP HUSKY B under one HUSKY Health umbrella.
HUSKY Health
Delaware delivers Medicaid through the Diamond State Health Plan managed-care program and covers children in Medicaid to 212% FPL, with a separate Delaware Heal
Delaware Medicaid (Diamond State Health Plan)
Hawaii covers children up to 308% FPL inside Medicaid — among the highest children's ceilings in the CMS table — and administers everything through the Med-QUES
Med-QUEST
Idaho expanded in January 2020 by voter-approved ballot measure, and its expansion adults are a relatively young population on Medicaid timelines.
Idaho Medicaid
Kansas is a non-expansion state with a parents standard around 33% FPL, leaving a sizable coverage gap; its Medicaid is branded KanCare and delivered through th
Kansas Medicaid
Maine expanded in October 2019 after a voter-approved ballot measure was implemented by court order, and covers children up to 300% FPL inside MaineCare.
Maine Medicaid
Maryland covers children up to 317% FPL in Medicaid — one of the highest children's ceilings in the country — under the Maryland Children's Health Program (MCHP
Maryland Medicaid
Massachusetts has near-universal-coverage DNA: it runs MassHealth (which includes the CHIP-funded children's expansion to 300% FPL) and also covers 19- and 20-y
MassHealth
Minnesota covers adults up to 200% FPL through MinnesotaCare — a Basic Health Program — above the 138% Medicaid expansion line, so its adult coverage story goes
Minnesota Medical Assistance
Mississippi is a non-expansion state with a parents standard around 19% FPL — one of the lowest in the country — and one of the poorest populations; its separat
Mississippi Medicaid
Nevada expanded on day one of the ACA and runs its Medicaid through the Division of Health Care Financing and Policy, with the Nevada Check Up separate CHIP to
Nevada Medicaid
New Hampshire expanded in August 2014 and uses the Granite State's existing Medicaid Care Management program for expansion adults.
New Hampshire Medicaid
New Jersey runs Medicaid and CHIP as one integrated program — NJ FamilyCare — covering children to 350% FPL, among the highest in the country.
NJ FamilyCare
New York covers children to 400% FPL through Child Health Plus — the highest children's ceiling in the CMS table — and covers adults 138-200% FPL through the Es
New York Medicaid
North Dakota expanded in January 2014 and delivers Medicaid through Sanford and other managed-care plans under the ND Medicaid brand.
North Dakota Medicaid
Pennsylvania expanded in January 2015 and runs its separate CHIP to 314% FPL alongside Medicaid's all-ages children's coverage.
Pennsylvania Medicaid
Rhode Island was an early expander and covers pregnant women through both Medicaid (190%) and a CHIP-funded pregnancy coverage to 253% FPL.
Rhode Island Medicaid
South Carolina is a non-expansion state that brands its Medicaid Healthy Connections; parents qualify up to about 62% FPL and childless adults are not covered a
South Carolina Medicaid
South Dakota is the newest expansion state, covering expansion adults only since July 2023 — the shortest runway to the 2027 federal requirement of any expansio
South Dakota Medicaid
Utah partially expanded in April 2019 and completed full ACA expansion in January 2020, with enrollment capped at 138% FPL.
Utah Medicaid
Vermont brands children's Medicaid Dr. Dynasaur (covering children to 312% FPL) and adult coverage Green Mountain Care; it was an early ACA expander.
Vermont Medicaid (Green Mountain Care)
Virginia expanded in January 2019 and rebranded its Medicaid and CHIP as Cardinal Care in 2025 — children's FAMIS coverage folds into the same brand.
Cardinal Care
West Virginia expanded early and aggressively — it has one of the highest Medicaid enrollment rates in the country — and covers children to 133% in Medicaid plu
West Virginia Medicaid (Mountain Health Trust)
Wyoming is a non-expansion state with a parents standard around 45% FPL and no coverage for childless adults; it has no separate CHIP program.
Wyoming Medicaid
Why you can trust this data
- ·Every rule carries its official source URL, effective date, and last-verified date.
- ·The calculators and the state pages run on the same structured dataset — one source of truth, updated within 48 hours of any policy change.
- ·Where state rules are not yet final, we say so — we never present estimates as official determinations.
- ·We never ask for your SSN or medical records. Reminder signups stay in your browser.
This site is educational and is not legal, medical, or benefits advice. Eligibility is determined only by your state Medicaid agency.
