Federal Poverty Level Chart: What 100%–400% of FPL Means in 2026
Quick answer: 100% of the federal poverty level — the line itself — is $1,330/month for one person and $2,750/month for a family of 4 in the 48 contiguous states and DC. Every program percentage multiplies that baseline: the Medicaid expansion ceiling of 138% comes to $1,835/month for one person, and the 2026 marketplace subsidy cliff at 400% comes to $11,000/month for a family of 4.
| % of FPL | 1 person | 2 people | 3 people | 4 people | 5 people | 6 people | 7 people | 8 people |
|---|---|---|---|---|---|---|---|---|
| 100% | $1,330 | $1,803 | $2,277 | $2,750 | $3,223 | $3,697 | $4,170 | $4,643 |
| 133% | $1,769 | $2,398 | $3,028 | $3,658 | $4,287 | $4,917 | $5,546 | $6,176 |
| 138% | $1,835 | $2,489 | $3,142 | $3,795 | $4,448 | $5,101 | $5,755 | $6,408 |
| 150% | $1,995 | $2,705 | $3,415 | $4,125 | $4,835 | $5,545 | $6,255 | $6,965 |
| 185% | $2,461 | $3,336 | $4,212 | $5,088 | $5,963 | $6,839 | $7,715 | $8,590 |
| 200% | $2,660 | $3,607 | $4,553 | $5,500 | $6,447 | $7,393 | $8,340 | $9,287 |
| 250% | $3,325 | $4,508 | $5,692 | $6,875 | $8,058 | $9,242 | $10,425 | $11,608 |
| 300% | $3,990 | $5,410 | $6,830 | $8,250 | $9,670 | $11,090 | $12,510 | $13,930 |
| 400% | $5,320 | $7,213 | $9,107 | $11,000 | $12,893 | $14,787 | $16,680 | $18,573 |
How to read the chart
Figures are monthly, computed from the official 2026 HHS guidelines for 48 contiguous states & DC. For an annual figure, multiply by 12 — a family of 4 at 138% FPL is $45,540 per year. Households larger than 8 add about $473 per extra person at 100%, scaling with the percentage.
Each percentage row above notes the programs that typically use it, but the exact line for your state and coverage group — children, pregnant women, parents, CHIP — can differ, and several sit between the round numbers. The state charts on this site list every group's effective cutoff.
Why 133% and 138% are the same line
The ACA wrote the adult Medicaid expansion at 133% of FPL, but federal MAGI rules add a 5-percentage-point income disregard, so every expansion state operates at 138%. You will see 133% in statutes and 138% on eligibility charts for the same program — right now, 61 of the coverage groups this site tracks use exactly 138%. All of this site's state income pages show the effective figure, never the statutory one.
Which percentage applies to you
- Adults 19–64 in expansion states — the 138% row. Check your state's exact dollar line on its income-limits chart.
- Children, pregnant women, parents, CHIP — states set these separately, mostly between 138% and 405%. The state index lists every group.
- Marketplace subsidies — the 400% cliff for 2026; cost-sharing reductions run to 250%.
Where these numbers come from
All figures are computed from the 2026 HHS poverty guidelines (ASPE / Federal Register), published in the Federal Register on 2026-01-15. The 2026 guidelines were computed from the CPI-U for the 11 available months of 2025 (October 2025 was unavailable due to the federal government shutdown). HHS republishes the guidelines every January; a prior year's figure belongs on that year's chart, not here. Every figure on this page carries that year — when HHS publishes the next update, this chart is regenerated from the new table rather than patched by hand.
Cite this dataset
The full 2026 table — all three regions, household sizes 1–8 and the 100%–400% ladder — is published as a CSV you can download and cite. It is generated from the same data file this page renders, so the file and the chart cannot diverge.
Download the 2026 federal poverty level table (CSV)
Cite as: Xu, Alyssa. (2026). 2026 Federal Poverty Level Guidelines — HHS Poverty Table by Region, Household Size and Percentage [Data set]. ClearRules Labs. https://doi.org/10.6084/m9.figshare.34030404
Frequently asked questions
What is 138% of the federal poverty level in 2026?
Using the 2026 contiguous-state guidelines: $1,835/month for a household of 1 ($22,025/year) and $3,795/month for a family of 4 ($45,540/year). It is the adult Medicaid expansion ceiling: earn less and you qualify in expansion states regardless of other factors.
What is the federal poverty level for a family of 4 in 2026?
$33,000/year ($2,750/month) in the 48 contiguous states and DC. Alaska is higher at $41,250/year and Hawaii at $37,950/year. "100% FPL" simply means this baseline; every other percentage multiplies it.
Is 133% FPL the same as 138%?
Effectively yes for Medicaid. The ACA wrote the adult expansion at 133% of FPL, but federal rules add a 5-percentage-point income disregard for household budgeting, so every expansion state operates at 138%. That is why you will see both numbers for the same program — 133% in statutes and 138% on eligibility charts. This site always shows the effective 138% figure.
What is 400% of the federal poverty level?
$132,000/year for a family of 4 ($11,000/month) on the 2026 guidelines. For 2026 it is also the ACA premium tax credit cut-off: the enhanced subsidies expired, so a household above 400% FPL receives no marketplace subsidy.
What is 100% of the federal poverty level?
The poverty line itself — the baseline every percentage is measured from. On the current guidelines that is $15,960/year for one person and $33,000/year for a family of 4 in the contiguous states. Programs described as 'income at or below the poverty line' mean 100% FPL.
Do Alaska and Hawaii have a different federal poverty level?
Yes — both are higher than the 48 contiguous states. The chart above has tabs for all three regions, and the dollar figures change accordingly. Every other state's guidelines match the contiguous table.
Reviewed by Gavin YE, Technical Director, ClearRules Labs.
Page last reviewed 2026-09-28