Arkansas Medicaid Income Limits 2026: ARKids B, ARHome Charts by Family Size
Quick answer: most Arkansas adults qualify with household income up to $1,835/month (single) — 138% of the 2026 federal poverty guidelines. Children and pregnant women qualify at much higher levels. The chart below lists the Arkansas Medicaid income requirements and guidelines for 2026 — all effective cutoffs including the 5% MAGI disregard, computed from the official 2026 FPL table (ASPE / Federal Register).
ARHOME is the Arkansas Medicaid program — children's coverage runs under ARKids A & B (children's coverage). The 2026 ARHOME income limits are the figures on this page, shown as both the state percentages and dollar charts by household size.
Arkansas Medicaid work requirement 2027: the federal work-requirement deadline for Arkansas is January 1, 2027. The income cutoffs on this page are the 2026 figures in effect now; see the Arkansas work-requirement page for hours, exemptions and the reporting timeline.
Verification: Arkansas's regulation lists ARKids 142%/211% and pregnant 209%; the expansion ceiling is the standard 133%. Groups confirmed against the state's own publication are marked State-verified; the remaining groups are published in the CMS national table cited below.
Adults 19–64 (ARHOME expansion) — 2026 income limits
State-verified138% FPL effectiveAdults 19–64 (ARHOME expansion) income limits 2026: 138% of the federal poverty level — about $1,835/month for a household of 1 and $3,795/month for a family of 4.
| Household | Family of 1 | Family of 2 | Family of 3 | Family of 4 | Family of 5 | Family of 6 | Family of 7 | Family of 8 |
|---|---|---|---|---|---|---|---|---|
| Monthly income limit | $1,835 | $2,489 | $3,142 | $3,795 | $4,448 | $5,101 | $5,755 | $6,408 |
Base standard 133% FPL + 5% MAGI disregard = 138% effective. Larger households: add roughly $653/month per additional person.
Base standard 133% FPL; Arkansas applies the 5-percentage-point MAGI disregard, making 138% the effective cutoff. Delivered through private qualified health plans (Blue Cross, Ambetter). No asset test.
Children 0–18 (ARKids A / Medicaid) — 2026 income limits
State-verified147% FPL effectiveChildren 0–18 (ARKids A / Medicaid) income limits 2026: 147% of the federal poverty level — about $1,955/month for a household of 1 and $4,043/month for a family of 4.
| Household | Family of 1 | Family of 2 | Family of 3 | Family of 4 | Family of 5 | Family of 6 | Family of 7 | Family of 8 |
|---|---|---|---|---|---|---|---|---|
| Monthly income limit | $1,955 | $2,651 | $3,347 | $4,043 | $4,738 | $5,434 | $6,130 | $6,826 |
Base standard 142% FPL + 5% MAGI disregard = 147% effective. Larger households: add roughly $696/month per additional person.
Free coverage — no premiums, no copays. Effective cutoff 147% FPL including the 5% disregard. No asset test.
Children 0–18 (ARKids B / CHIP) — 2026 income limits
State-verified216% FPL effectiveChildren 0–18 (ARKids B / CHIP) income limits 2026: 216% of the federal poverty level — about $2,873/month for a household of 1 and $5,940/month for a family of 4.
| Household | Family of 1 | Family of 2 | Family of 3 | Family of 4 | Family of 5 | Family of 6 | Family of 7 | Family of 8 |
|---|---|---|---|---|---|---|---|---|
| Monthly income limit | $2,873 | $3,895 | $4,918 | $5,940 | $6,962 | $7,985 | $9,007 | $10,030 |
Base standard 211% FPL + 5% MAGI disregard = 216% effective. Larger households: add roughly $1,022/month per additional person.
For uninsured children above ARKids A. Small copays for some services; benefits otherwise match ARKids A. Effective cutoff 216% FPL with disregard. No asset test.
Pregnant women — 2026 income limits
State-verified214% FPL effectivePregnant women income limits 2026: 214% of the federal poverty level — about $2,846/month for a household of 1 and $5,885/month for a family of 4.
| Household | Family of 1 | Family of 2 | Family of 3 | Family of 4 | Family of 5 | Family of 6 | Family of 7 | Family of 8 |
|---|---|---|---|---|---|---|---|---|
| Monthly income limit | $2,846 | $3,859 | $4,872 | $5,885 | $6,898 | $7,911 | $8,924 | $9,937 |
Base standard 209% FPL + 5% MAGI disregard = 214% effective. Larger households: add roughly $1,013/month per additional person.
Effective cutoff 214% FPL with disregard. Count the expected child(ren) in household size. 12-month postpartum coverage; presumptive eligibility lets prenatal care start immediately. No asset test.
Parents & caretaker relatives (legacy dollar standard) — 2026 income limits
Dollar-based standardParents & caretaker relatives (legacy dollar standard) income limits 2026: $124/mo (1 person) · $220/mo (2) · $276/mo (3) · $334/mo (4) · $388/mo (5)
$124/mo (1 person) · $220/mo (2) · $276/mo (3) · $334/mo (4) · $388/mo (5)
Arkansas's legacy parent standard is dollar-based (old AFDC levels), far below the expansion line — in practice most parents are assessed under ARHOME at 138% FPL instead. No asset test.
Arkansas publishes MAGI standards as a percent of FPL and adds a 5-percentage-point income disregard when it makes someone eligible — so every group has a base standard and a slightly higher effective cutoff. The tables below show the effective (with-disregard) figures in dollars.
MAGI household size follows federal tax-filing relationships, not who lives under your roof — and a pregnant applicant counts the expected child(ren).
Arkansas Medicaid income limits 2025 (prior year)
If you are checking last year's figures — for example arhome income limits 2025 family of 4 — here is the 2025 table, computed from the 2025 federal poverty guidelines ($15,650/year for a household of one, published January 2025). Official HHS 2025 Poverty Guidelines (48 contiguous states and DC): first person $15,650, each additional person +$5,500, four-person family $32,150, published January 2025 in the Federal Register. States adopt each year's guidelines into their MAGI income standards early in the year, so 2025 figures applied to most determinations during 2025 and into early 2026.
| Coverage group | Family of 1 | Family of 2 | Family of 3 | Family of 4 | Family of 5 |
|---|---|---|---|---|---|
| Adults 19–64 (ARHOME expansion) | $1,800 | $2,432 | $3,065 | $3,697 | $4,330 |
| Children 0–18 (ARKids A / Medicaid) | $1,917 | $2,591 | $3,265 | $3,938 | $4,612 |
| Children 0–18 (ARKids B / CHIP) | $2,817 | $3,807 | $4,797 | $5,787 | $6,777 |
| Pregnant women | $2,791 | $3,772 | $4,753 | $5,733 | $6,714 |
For anything decided today, use the 2026 tables above — those are the figures Arkansas Department of Human Services applies now.
Frequently asked questions
What is the Arkansas Medicaid income limit in 2026?
It depends on the coverage group. most Arkansas adults qualify with household income up to $1,835/month (single) — 138% of the 2026 federal poverty guidelines. Children and pregnant women qualify at much higher levels.
What is the Arkansas Medicaid income limit for a family of 2?
Adults 19–64 (ARHOME expansion) — 138% of the federal poverty level, about $2,489/month for a family of 2 in 2026. Base standard 133% FPL; Arkansas applies the 5-percentage-point MAGI disregard, making 138% the effective cutoff. Delivered through private qualified health plans (Blue Cross, Ambetter). No asset test.
What is the Arkansas Medicaid income limit for a family of 3?
Adults 19–64 (ARHOME expansion) — 138% of the federal poverty level, about $3,142/month for a family of 3 in 2026. Base standard 133% FPL; Arkansas applies the 5-percentage-point MAGI disregard, making 138% the effective cutoff. Delivered through private qualified health plans (Blue Cross, Ambetter). No asset test.
What is the Arkansas Medicaid income limit for a family of 4?
Adults 19–64 (ARHOME expansion) — 138% of the federal poverty level, about $3,795/month for a family of 4 in 2026. Base standard 133% FPL; Arkansas applies the 5-percentage-point MAGI disregard, making 138% the effective cutoff. Delivered through private qualified health plans (Blue Cross, Ambetter). No asset test.
What is the Arkansas Medicaid income limit for a family of 5?
Adults 19–64 (ARHOME expansion) — 138% of the federal poverty level, about $4,448/month for a family of 5 in 2026. Base standard 133% FPL; Arkansas applies the 5-percentage-point MAGI disregard, making 138% the effective cutoff. Delivered through private qualified health plans (Blue Cross, Ambetter). No asset test.
What income is too high for Medicaid in Arkansas?
There is no single number — every coverage group has its own ceiling. In Arkansas, an adult under 65 qualifies with household income up to $1,835/month for one person (138% FPL). Go above that and the adult group no longer covers you. Children and pregnant women stay covered at much higher levels: children to 216% FPL and pregnant women to 214% FPL.
What is the income limit for Adults 19–64 in Arkansas?
Adults 19–64 (ARHOME expansion): 138% of the federal poverty level, about $1,835/month for a household of one. Base standard 133% FPL; Arkansas applies the 5-percentage-point MAGI disregard, making 138% the effective cutoff. Delivered through private qualified health plans (Blue Cross, Ambetter). No asset test.
What is the income limit for Children 0–18 in Arkansas?
Children 0–18 (ARKids A / Medicaid): 147% of the federal poverty level, about $1,955/month for a household of one. Free coverage — no premiums, no copays. Effective cutoff 147% FPL including the 5% disregard. No asset test.
What is the income limit for Children 0–18 in Arkansas?
Children 0–18 (ARKids B / CHIP): 216% of the federal poverty level, about $2,873/month for a household of one. For uninsured children above ARKids A. Small copays for some services; benefits otherwise match ARKids A. Effective cutoff 216% FPL with disregard. No asset test.
What is the income limit for Pregnant women in Arkansas?
Pregnant women: 214% of the federal poverty level, about $2,846/month for a household of one. Effective cutoff 214% FPL with disregard. Count the expected child(ren) in household size. 12-month postpartum coverage; presumptive eligibility lets prenatal care start immediately. No asset test.
What are the Arkansas Medicaid income limits for seniors (65 and older)?
The limits above are MAGI standards for children, pregnant women, parents and adults under 65. People 65 or older (and people with disabilities of any age) qualify under separate non-MAGI categories with their own dollar limits, which can include an asset test. Arkansas Department of Human Services publishes those figures and makes the final determination.
What are the ARHOME income limits in 2026?
ARHOME is the Arkansas Medicaid program; children's coverage runs under ARKids A & B (children's coverage). Its income limits are the ones on this page: most Arkansas adults qualify with household income up to $1,835/month (single) — 138% of the 2026 federal poverty guidelines. Children and pregnant women qualify at much higher levels.
What were the Arkansas Medicaid income limits in 2025?
Arkansas's eligibility categories and percentages are set in state regulation and did not change between 2025 and 2026 — only the federal poverty guidelines did. Under the 2025 guidelines ($15,650/year for a household of one, published January 2025), the Adults 19–64 (ARHOME expansion) group meant about $1,800/month for one and $3,697/month for a family of 4. The full 2025 table is below; use the 2026 table above for current determinations.
Sources
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Reviewed by Gavin YE, Technical Director, ClearRules Labs.
Page last reviewed 2026-09-21