2026 income limits

Mississippi Medicaid Income Limits 2026: Chart by Household Size & Family of 4

Quick answer: Mississippi has not taken the ACA's 138% FPL expansion, so there is no 138% FPL adult ceiling. The only adult standard in the national table is the parents and caretaker relatives category. Children and pregnant women qualify at much higher levels. The chart below lists the Mississippi Medicaid income requirements and guidelines for 2026 — all effective cutoffs including the 5% MAGI disregard, computed from the official 2026 FPL table (ASPE / Federal Register). State standards are from the CMS national eligibility table, as of 2023-12-01.

Verification: All figures come from the CMS national eligibility table (2023-12-01 snapshot); the parents standard is dollar-based (CMS equivalent ~19% FPL) and exact dollars are pending state verification.

Children 0-1 (Medicaid) — 2026 income limits

199% FPL effective

Children 0-1 (Medicaid) income limits 2026: 199% of the federal poverty level — about $2,647/month for a household of 1 and $5,473/month for a family of 4.

2026 Mississippi monthly income limits for Children 0-1 (Medicaid), from a household of 1 to a family of 8. Effective cutoffs including the 5% MAGI disregard.
Household	Family of 1	Family of 2	Family of 3	Family of 4	Family of 5	Family of 6	Family of 7	Family of 8
Monthly income limit	$2,647	$3,589	$4,531	$5,473	$6,414	$7,356	$8,298	$9,240

Base standard 194% FPL + 5% MAGI disregard = 199% effective. Larger households: add roughly $942/month per additional person.

Medicaid coverage for children. No premiums and no asset test.

Children 1-5 (Medicaid) — 2026 income limits

148% FPL effective

Children 1-5 (Medicaid) income limits 2026: 148% of the federal poverty level — about $1,968/month for a household of 1 and $4,070/month for a family of 4.

2026 Mississippi monthly income limits for Children 1-5 (Medicaid), from a household of 1 to a family of 8. Effective cutoffs including the 5% MAGI disregard.
Household	Family of 1	Family of 2	Family of 3	Family of 4	Family of 5	Family of 6	Family of 7	Family of 8
Monthly income limit	$1,968	$2,669	$3,369	$4,070	$4,771	$5,471	$6,172	$6,872

Base standard 143% FPL + 5% MAGI disregard = 148% effective. Larger households: add roughly $701/month per additional person.

Medicaid coverage for children. No premiums and no asset test.

Children 6-18 (Medicaid) — 2026 income limits

138% FPL effective

Children 6-18 (Medicaid) income limits 2026: 138% of the federal poverty level — about $1,835/month for a household of 1 and $3,795/month for a family of 4.

2026 Mississippi monthly income limits for Children 6-18 (Medicaid), from a household of 1 to a family of 8. Effective cutoffs including the 5% MAGI disregard.
Household	Family of 1	Family of 2	Family of 3	Family of 4	Family of 5	Family of 6	Family of 7	Family of 8
Monthly income limit	$1,835	$2,489	$3,142	$3,795	$4,448	$5,101	$5,755	$6,408

Base standard 133% FPL + 5% MAGI disregard = 138% effective. Larger households: add roughly $653/month per additional person.

Medicaid coverage for children (the children's program is branded Mississippi CHIP). No premiums and no asset test.

Pregnant women — 2026 income limits

199% FPL effective

Pregnant women income limits 2026: 199% of the federal poverty level — about $2,647/month for a household of 1 and $5,473/month for a family of 4.

2026 Mississippi monthly income limits for Pregnant women, from a household of 1 to a family of 8. Effective cutoffs including the 5% MAGI disregard.
Household	Family of 1	Family of 2	Family of 3	Family of 4	Family of 5	Family of 6	Family of 7	Family of 8
Monthly income limit	$2,647	$3,589	$4,531	$5,473	$6,414	$7,356	$8,298	$9,240

Base standard 194% FPL + 5% MAGI disregard = 199% effective. Larger households: add roughly $942/month per additional person.

Count the expected child(ren) in household size. Federal law guarantees 12 months of postpartum coverage. No asset test.

Children (separate CHIP — Mississippi CHIP) — 2026 income limits

214% FPL effective

Children (separate CHIP — Mississippi CHIP) income limits 2026: 214% of the federal poverty level — about $2,846/month for a household of 1 and $5,885/month for a family of 4.

2026 Mississippi monthly income limits for Children (separate CHIP — Mississippi CHIP), from a household of 1 to a family of 8. Effective cutoffs including the 5% MAGI disregard.
Household	Family of 1	Family of 2	Family of 3	Family of 4	Family of 5	Family of 6	Family of 7	Family of 8
Monthly income limit	$2,846	$3,859	$4,872	$5,885	$6,898	$7,911	$8,924	$9,937

Base standard 209% FPL + 5% MAGI disregard = 214% effective. Larger households: add roughly $1,013/month per additional person.

Separate CHIP coverage for uninsured children above the Medicaid children's ceiling, under the Mississippi CHIP name. Benefits match Medicaid; small copays may apply for some services.

Parents & caretaker relatives (dollar standard) — 2026 income limits

State dollar standard (CMS equivalent 19% FPL)

Parents & caretaker relatives (dollar standard) income limits 2026: Mississippi sets the parents/caretaker income standard in dollars rather than as an FPL percentage; CMS converts it to an equivalent of about 19% FPL for this group. We do not print a dollar schedule until it is verified against Mississippi Division of Medicaid — contact them for the exact figures.

Mississippi sets the parents/caretaker income standard in dollars rather than as an FPL percentage; CMS converts it to an equivalent of about 19% FPL for this group. We do not print a dollar schedule until it is verified against Mississippi Division of Medicaid — contact them for the exact figures.

The parents and caretaker relatives category, set in dollars by the state (CMS equivalent ~19% FPL).

Mississippi publishes MAGI standards as a percent of FPL and applies the federal 5-percentage-point income disregard when it makes someone eligible, so each group has a base standard and a slightly higher effective cutoff. The tables below show the effective figures in dollars, computed from the official 2026 federal poverty guidelines.

MAGI household size follows federal tax-filing relationships, not who lives under your roof - and a pregnant applicant counts the expected child(ren).

What does 138% of FPL mean? The federal poverty chart, by household size →Medicaid income limits in every state →Mississippi Medicaid work requirements 2027: hours, exemptions & timeline → Check your 2027 work-requirement compliance paths →Mississippi Medicaid exemptions — run the self-check →On irregular income? The $580/month alternative →When every state's work requirement starts →If coverage ends: ranked fallbacks →State tracker: enforcement dates & disenrollment data →

Frequently asked questions

What is the Mississippi Medicaid income limit in 2026?

It depends on the coverage group. Mississippi has not taken the ACA's 138% FPL expansion, so there is no 138% FPL adult ceiling. The only adult standard in the national table is the parents and caretaker relatives category. Children and pregnant women qualify at much higher levels.

What income is too high for Medicaid in Mississippi?

There is no single number — every coverage group has its own ceiling. In Mississippi, adults have no expansion ceiling. Children and pregnant women stay covered at much higher levels: children to 199% FPL and pregnant women to 199% FPL.

What is the income limit for Children 0-1 in Mississippi?

Children 0-1 (Medicaid): 199% of the federal poverty level, about $2,647/month for a household of one. Medicaid coverage for children. No premiums and no asset test.

What is the income limit for Children 1-5 in Mississippi?

Children 1-5 (Medicaid): 148% of the federal poverty level, about $1,968/month for a household of one. Medicaid coverage for children. No premiums and no asset test.

What is the income limit for Children 6-18 in Mississippi?

Children 6-18 (Medicaid): 138% of the federal poverty level, about $1,835/month for a household of one. Medicaid coverage for children (the children's program is branded Mississippi CHIP). No premiums and no asset test.

What is the income limit for Pregnant women in Mississippi?

Pregnant women: 199% of the federal poverty level, about $2,647/month for a household of one. Count the expected child(ren) in household size. Federal law guarantees 12 months of postpartum coverage. No asset test.

What is the income limit for Children in Mississippi?

Children (separate CHIP — Mississippi CHIP): 214% of the federal poverty level, about $2,846/month for a household of one. Separate CHIP coverage for uninsured children above the Medicaid children's ceiling, under the Mississippi CHIP name. Benefits match Medicaid; small copays may apply for some services.

What are the Mississippi Medicaid income limits for seniors (65 and older)?

The limits above are MAGI standards for children, pregnant women, parents and adults under 65. People 65 or older (and people with disabilities of any age) qualify under separate non-MAGI categories with their own dollar limits, which can include an asset test. Mississippi Division of Medicaid publishes those figures and makes the final determination.

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Reviewed by Gavin YE, Technical Director, ClearRules Labs.

Page last reviewed 2026-09-21