SoonerCare Income Limits 2026: Oklahoma Charts by Family Size
Quick answer: most Oklahoma adults qualify with household income up to $1,835/month (single) — 138% of the 2026 federal poverty guidelines. Children and pregnant women qualify at much higher levels. The chart below lists the Oklahoma Medicaid income requirements and guidelines for 2026 — all effective cutoffs including the 5% MAGI disregard, computed from the official 2026 FPL table (ASPE / Federal Register). State standards are from the CMS national eligibility table, as of 2023-12-01.
SoonerCare is the Oklahoma Medicaid program. The 2026 SoonerCare income limits are the figures on this page, shown as both the state percentages and dollar charts by household size.
Oklahoma Medicaid work requirement 2027: the federal work-requirement deadline for Oklahoma is January 1, 2027. The income cutoffs on this page are the 2026 figures in effect now; see the Oklahoma work-requirement page for hours, exemptions and the reporting timeline.
Verification: All figures except the parents dollar schedule come from the CMS national eligibility table (2023-12-01 snapshot): children 205% (CHIP-funded Medicaid expansion, no separate CHIP), pregnant 205%, expansion 133%. The parents standard is dollar-based (CMS equivalent ~33% FPL); exact dollars pending verification against OHCA.
Adults 19-64 (SoonerCare expansion group) — 2026 income limits
138% FPL effectiveAdults 19-64 (SoonerCare expansion group) income limits 2026: 138% of the federal poverty level — about $1,835/month for a household of 1 and $3,795/month for a family of 4.
| Household | Family of 1 | Family of 2 | Family of 3 | Family of 4 | Family of 5 | Family of 6 | Family of 7 | Family of 8 |
|---|---|---|---|---|---|---|---|---|
| Monthly income limit | $1,835 | $2,489 | $3,142 | $3,795 | $4,448 | $5,101 | $5,755 | $6,408 |
Base standard 133% FPL + 5% MAGI disregard = 138% effective. Larger households: add roughly $653/month per additional person.
The ACA expansion group: adults 19-64 who qualify on income alone and are not eligible in another category such as disability or pregnancy. This is the group the 2027 work requirement applies to. No asset test.
Children 0-18 (Medicaid — includes CHIP-funded expansion) — 2026 income limits
210% FPL effectiveChildren 0-18 (Medicaid — includes CHIP-funded expansion) income limits 2026: 210% of the federal poverty level — about $2,793/month for a household of 1 and $5,775/month for a family of 4.
| Household | Family of 1 | Family of 2 | Family of 3 | Family of 4 | Family of 5 | Family of 6 | Family of 7 | Family of 8 |
|---|---|---|---|---|---|---|---|---|
| Monthly income limit | $2,793 | $3,787 | $4,781 | $5,775 | $6,769 | $7,763 | $8,757 | $9,751 |
Base standard 205% FPL + 5% MAGI disregard = 210% effective. Larger households: add roughly $994/month per additional person.
Oklahoma covers children under Medicaid up to 205% FPL with no separate CHIP program, per the CMS national table — the coverage above the old Medicaid floor is a CHIP-funded Medicaid expansion (footnote 1 of the CMS table). No premiums and no asset test.
Pregnant women — 2026 income limits
210% FPL effectivePregnant women income limits 2026: 210% of the federal poverty level — about $2,793/month for a household of 1 and $5,775/month for a family of 4.
| Household | Family of 1 | Family of 2 | Family of 3 | Family of 4 | Family of 5 | Family of 6 | Family of 7 | Family of 8 |
|---|---|---|---|---|---|---|---|---|
| Monthly income limit | $2,793 | $3,787 | $4,781 | $5,775 | $6,769 | $7,763 | $8,757 | $9,751 |
Base standard 205% FPL + 5% MAGI disregard = 210% effective. Larger households: add roughly $994/month per additional person.
Count the expected child(ren) in household size. Federal law guarantees 12 months of postpartum coverage. No asset test.
Parents & caretaker relatives (dollar standard) — 2026 income limits
State dollar standard (CMS equivalent 33% FPL)Parents & caretaker relatives (dollar standard) income limits 2026: Oklahoma sets the parents/caretaker income standard in dollars rather than as an FPL percentage; CMS converts it to an equivalent of about 33% FPL for this group. We do not print a dollar schedule until it is verified against the Oklahoma Health Care Authority — contact OHCA at 1-800-987-7767 for the exact figures. Parents above this standard qualify through the adult expansion group instead.
Oklahoma sets the parents/caretaker income standard in dollars rather than as an FPL percentage; CMS converts it to an equivalent of about 33% FPL for this group. We do not print a dollar schedule until it is verified against the Oklahoma Health Care Authority — contact OHCA at 1-800-987-7767 for the exact figures. Parents above this standard qualify through the adult expansion group instead.
The parents and caretaker relatives category, set in dollars by the state (CMS equivalent ~33% FPL).
Oklahoma publishes MAGI standards as a percent of FPL and applies the federal 5-percentage-point income disregard when it makes someone eligible, so each group has a base standard and a slightly higher effective cutoff. The tables below show the effective figures in dollars, computed from the official 2026 federal poverty guidelines.
MAGI household size follows federal tax-filing relationships, not who lives under your roof - and a pregnant applicant counts the expected child(ren).
Frequently asked questions
What is the Oklahoma Medicaid income limit in 2026?
It depends on the coverage group. most Oklahoma adults qualify with household income up to $1,835/month (single) — 138% of the 2026 federal poverty guidelines. Children and pregnant women qualify at much higher levels.
What is the Oklahoma Medicaid income limit for a family of 2?
Adults 19-64 (SoonerCare expansion group) — 138% of the federal poverty level, about $2,489/month for a family of 2 in 2026. The ACA expansion group: adults 19-64 who qualify on income alone and are not eligible in another category such as disability or pregnancy. This is the group the 2027 work requirement applies to. No asset test.
What is the Oklahoma Medicaid income limit for a family of 3?
Adults 19-64 (SoonerCare expansion group) — 138% of the federal poverty level, about $3,142/month for a family of 3 in 2026. The ACA expansion group: adults 19-64 who qualify on income alone and are not eligible in another category such as disability or pregnancy. This is the group the 2027 work requirement applies to. No asset test.
What is the Oklahoma Medicaid income limit for a family of 4?
Adults 19-64 (SoonerCare expansion group) — 138% of the federal poverty level, about $3,795/month for a family of 4 in 2026. The ACA expansion group: adults 19-64 who qualify on income alone and are not eligible in another category such as disability or pregnancy. This is the group the 2027 work requirement applies to. No asset test.
What is the Oklahoma Medicaid income limit for a family of 5?
Adults 19-64 (SoonerCare expansion group) — 138% of the federal poverty level, about $4,448/month for a family of 5 in 2026. The ACA expansion group: adults 19-64 who qualify on income alone and are not eligible in another category such as disability or pregnancy. This is the group the 2027 work requirement applies to. No asset test.
What income is too high for Medicaid in Oklahoma?
There is no single number — every coverage group has its own ceiling. In Oklahoma, an adult under 65 qualifies with household income up to $1,835/month for one person (138% FPL). Go above that and the adult group no longer covers you. Children and pregnant women stay covered at much higher levels: children to 210% FPL and pregnant women to 210% FPL.
What is the income limit for Adults 19-64 in Oklahoma?
Adults 19-64 (SoonerCare expansion group): 138% of the federal poverty level, about $1,835/month for a household of one. The ACA expansion group: adults 19-64 who qualify on income alone and are not eligible in another category such as disability or pregnancy. This is the group the 2027 work requirement applies to. No asset test.
What is the income limit for Children 0-18 in Oklahoma?
Children 0-18 (Medicaid — includes CHIP-funded expansion): 210% of the federal poverty level, about $2,793/month for a household of one. Oklahoma covers children under Medicaid up to 205% FPL with no separate CHIP program, per the CMS national table — the coverage above the old Medicaid floor is a CHIP-funded Medicaid expansion (footnote 1 of the CMS table). No premiums and no asset test.
What is the income limit for Pregnant women in Oklahoma?
Pregnant women: 210% of the federal poverty level, about $2,793/month for a household of one. Count the expected child(ren) in household size. Federal law guarantees 12 months of postpartum coverage. No asset test.
What are the Oklahoma Medicaid income limits for seniors (65 and older)?
The limits above are MAGI standards for children, pregnant women, parents and adults under 65. People 65 or older (and people with disabilities of any age) qualify under separate non-MAGI categories with their own dollar limits, which can include an asset test. Oklahoma Health Care Authority (OHCA) publishes those figures and makes the final determination.
What are the SoonerCare income limits in 2026?
SoonerCare is the Oklahoma Medicaid program. Its income limits are the ones on this page: most Oklahoma adults qualify with household income up to $1,835/month (single) — 138% of the 2026 federal poverty guidelines. Children and pregnant women qualify at much higher levels.
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Reviewed by Gavin YE, Technical Director, ClearRules Labs.
Page last reviewed 2026-09-21